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商業銀行營銷策略外文翻譯

發布時間:2022-09-05 16:03:09

營銷策略的外文和外文翻譯!

營銷策略

❷ 求一篇和營銷策略有關的英文文獻,最好有原創翻譯的。

童鞋你好!
這個估計需要自己搜索了!
網上基本很難找到免費給你服務的!
我在這里給你點搜索國際上常用的外文資料庫:
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❶ISI web of knowledge Engineering Village2
❷Elsevier SDOL資料庫 IEEE/IEE(IEL)
❸EBSCOhost RSC英國皇家化學學會
❹ACM美國計算機學會 ASCE美國土木工程師學會
❺Springer電子期刊 WorldSciNet電子期刊全文庫
❻Nature周刊 NetLibrary電子圖書
❼ProQuest學位論文全文資料庫
❽國道外文專題資料庫 CALIS西文期刊目次資料庫
❾推薦使用ISI web of knowledge Engineering Village2
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中文翻譯得自己做了,實在不成就谷歌翻譯。
弄完之後,自己閱讀幾遍弄順了就成啦!
學校以及老師都不會看這個東西的!
外文翻譯不是論文的主要內容!
所以,很容易過去的!
祝你好運!

❸ 跪求營銷策略的外文翻譯.發來網址也可以,PDF版本也可以,急急急

商品的名稱可是最重要的,不能亂取,在淘寶上,商品名稱可是有規定字元的哦!百利網會根據你的商品幫你編輯一個好的商品名稱, 提高你的點擊率.

❹ 求下面一段話的英文翻譯,英語高手快來啊,急,不要機譯啊

是論文的英文摘要吧?
Abstract:
This article discussed the marketing strategy of domestic commercial banks, gave a thourough analysis to the marketing development of the China Citic Bank, and its specialties, strength and weakness. Strategic Positioning of the China Citic Bank has been summarized in aspects of procts, price, distribution, and promotion. Future development of the China Citic Bank has been forecasted.

❺ 急求銀行營銷的英文參考文獻!!!

1\忠誠營銷理論及其實施
【英文篇名】 Theory and 執行ution of Loyalty Marketing
【作者】 馮軍; 孫習祥;
【英文作者】 Feng Jun; Sun Xixiang; School of Management; WUT; Wuhan; China.;
【作者單位】 武漢理工大學管理學院; 湖北武漢;
【刊名】 武漢理工大學學報(信息與管理工程版) , Journal of Wuhan University fo Technology

[Information & Management Engineering], 編輯部郵箱 2006年 09期
期刊榮譽:ASPT來源刊 CJFD收錄刊
【關鍵詞】 忠誠營銷; 資料庫營銷; 親情營銷;
【英文關鍵詞】 loyalty Marketing; database marketing; emotion marketing;
【摘要】 高的顧客忠誠度幾乎是每一個企業追逐的目標。忠誠營銷是針對建立客戶忠誠而全面展開的市

場活動和策略。它契合了現代企業的營銷實踐活動,能幫助企業取得高的市場份額。研究了忠誠營銷的內

涵和影響因素。並提出從以下幾方面進行忠誠營銷:樹立以客戶為中心的觀念,了解客戶需求提供優質的滿

意的產品和服務;設立顧客關系管理機構;進行資料庫營銷;制定接觸計劃;制定開展以提升客戶忠誠的親情

營銷。
【英文摘要】 Every enterprise wants to go after the high consumer faithfulness.Loyalty

marketing is regarded as marketing strategy which enterprises carry out thoroughly in order

to build up consumer loyalty and gain a high market share.The concept and the influencing

factors of loyalty marketing are studied.Suggestions of how to carry out loyalty marketing

are presented.

❻ 求銀行方面英文文獻,資料

Interest rate marketability and our country State-owned Commercial bank countermeasure

Interest rate marketability connotation

The so-called interest rate marketability, is refers to the money market fund supply and demand both sides independent determination interest rate level interest rate decision mechanism vicissitude process 。Says specifically, the interest rate marketability is refers to the Central Bank to need to regulate the datum interest rate according to the monetary policy, various commercial bank saves the loan interest rate according to the fund market supply and demand change independent adjustment, Finally forms take Central Bank datum interest rate as the guidance, multi-level, can manifest fund supply and demand condition and the reflection Central Bank monetary policy intention interest rate operational mechanism fully。The interest rate marketability emphasis interest rate really reflected the fund cost and the supply-demand relation, effectively display its economical leverage nimbly。

一. Our country interest rate marketability reform existence question
Is opposite says in the Chinese economic reform and the opening to the outside world overall step, the interest rate marketability reform progresses slowly. Looked on the present situation that, our country not yet completely realizes the interest rate marketability, the interest rate control creates the interest rate this important price release lever to receive the serious restraint in the resources disposition aspect function, the interest rate structure distortion. Our country interest rate system marketability degree quite is also low, mainly displays in following several aspects:

1. The interest rate control degree is high, the interest rate level and the structure are incompatible, and the bank independency is restricted. The current our country interest rate policy movement environment controls the interest rate primarily, the interest rate level decision, the difference interest rate policy making and so on the related interest rate each aspect policy all by the government strict control, displays the high planning and closeness.

2. The interest rate level determination has certain subjective blindness; the rate adjustment flexibility is insufficient. At present our country interest rate level decision is makes by the monetary policy committee, the interest rate decision-making power high degree of concentration in the central authorities, the interest rate formulation and the adjustment has the serious time lag effect.

3. Lacks the effective market datum interest rate. On November 1, 2003, the NAP Standing Committee Cheng Sewer, vice chairman of the Forum, said: "The market-oriented interest rates, the key is to set the benchmark interest rate. The benchmark interest rate is determined, in order to determine the interest rate structure, risk structure. No established the benchmark rate, the interest rate market is a empty sentences. "Benchmark rate in the entire interest rate system has played a core role and prevents other interest rates, in a sense, the benchmark interest rate options and determine the interest rate market is the core of the reform steps.

二.Implements the interest rate marketability state-owned commercial bank significance
First, is advantageous to the expansion state-owned commercial bank right of autonomous management, the enhancement competitive power. After the interest rate lets loose, the bank had the independent fixed price power, may use this kind of right to independence and its flexible full display fully. The various countries' reform experience indicated that, after the interest rate marketability, the deposit real interest rate all has the different scope raise. The real interest rate rise will have the positive influence to the deposit, the attraction fund from bank systems and so on the stock market, black market accepts the human bank system, the enhancement commercial bank's competitive power. Next, is advantageous in raises the state-owned commercial bank management level. The interest rate marketability causes the fund price to let loose truly. Price competition between the banks presents the new ball game from this. But the price competition must rise take the low cost fund as the backing. In order to gain the low cost capital source, various bank in the financial proct, the marketing strategy, service method general unfolds manager respectively, this will intensify inevitably the competition intense degree, will urge the bank change management way, who will grasp is initiative who to be able to obtain market (In the new situation, the commercial bank guild cared about the interest rate market change situation and the international interest rate unlation tendency, and according to own situation, determines the cost scientifically, formulates the price reasonably, the enhancement economic accounting, strengthens its profit ability. It can be said that, the interest rate marketability reform, the interest rate proction mechanism transformation, is to a commercial bank management and operation from inside to outside comprehensive forging. Is once more advantageous in creates a relatively fair competition environment. The interest rate marketability and the money market consummation is a process which complements one another. The developed money market is the interest rate marketability reliable guarantee. Because in the developed consummation money market, the financial tool type is rich, financial main body multi-dimensional, the financing way is diverse, the competition is full, the interest rate can reflect fully the fund price, can guide the resources reasonable disposition, enhances the resources use efficiency. Otherwise, the interest rate marketability can promote the money market development consummation; The money market is the interest rate marketability advancement beginning, also will be carries on the risk management to the interest rate the place, the interest rate system change promotes the money market development. Finally, is advantageous in speeds up the microscopic main body the property right reform, interest rate marketability important condition is the state-owned enterprise and the state-owned commercial bank's property right must be clear. The property right is not clear, is not strong to the interest intrinsic budget restraint, exceeds the time limit the risk responsibility to attenuate, and cannot be keen to the interest rate reflection. At present, our country State-owned Commercial bank and very big part of state-owned enterprise's property right slurred, the interest rate market changed into its reform to provide the power, on objective impelled their property right reform.

三.The interest rate marketability causes the state-owned commercial bank faced with to challenge sternly

The interest rate marketability, is the historical stage which our country Commercial bank must pass through, can impel our country State-owned Commercial bank enormously the reform. But after the interest rate marketability, the interest rate level change does not decide, Our country Commercial bank which survives under the control possibly can develop the new financial tool for a long time to dodge the interest rate risk without enough time, will certainly to face the stern challenge, this displays in:
1.
Has enlarged the bank rate risk. After the interest rate marketability, the interest rate level ascension and the irregular unlation enlarge, intensified the bank vulnerability, ha have enlarged the bank rate risk. After the interest rate marketability, the interest rate level ascension and the irregular unlation enlarge, intensified the bank vulnerability, have the possibility to cause the bank crisis extremely the occurrence. As a result of our country long-term interest rate control, the interest rate by artificial force down, after the interest rate is let loose, the interest rate level can elevate inevitably. The analysis indicated that, in the credit activity, along with the real interest rate enhancement, the risk borrower more will become the bank by chance the customer, But loathes the risk originally the enterprise borrowers also favor in change oneself project the nature, enable it to have a higher risk and the income level. The cause property average horizontal drop in quality, the credit risk increases.
Moreover, from looked for a long time that, the interest rate change the fund supply and demand real-time influence, can unlate frequently, but the interest rate unlation namely meant risk existence. How forecast accurately the interest rate change tendency, the reasonable determination has the competitive advantage price water; how assigns scientifically saves, the loan deadline layout, maintains the best advantage bad level;
How forecast accurately the interest rate change tendency, the reasonable determination has the competitive advantage price water � How assigns scientifically saves, the loan deadline layout, maintains the best advantage bad level; How adjusts the property debt structure nimbly,
Enhances prepares pays the level, the active control interest rate forms fluid wind �? How will supervise perfectly restricts the mechanism, prevented has human sentiment interest rate risk and so on, these will all cause the commercial bank faced with the stern test.
2.Leads the service to the commercial bank to have the huge impact. Along with the interest rate marketability, various bank launches the intense contention superiority customer to save the loan war inevitably, the keen competition will cause to save the loan advantage difference large scale deflation. At the same time, the interest rate marketability impetus money market development, the massive enterprise temporary fund no longer rises in value through the deposit form, but is in the capital market, the money market puts in obtains the short-term to receive;Whether there is does the inhabitant also no longer excessively regard as important only contains the risk value deposit interest rate, pays attention contains the risk value the money market to receive �? The bank leadership service will be under the huge impact.
It can be said, after interest rate marketability, bank true competition magic weapon instead outside interest rate method. Because the monetary fund is highly the homogeneity commodity, the grade of service is more important, highly effective, the low cost manages finances the service enable the customer to have a higher income, has the attraction to the customer.
3.Proposed the challenge to the bank management and operation.
Under interest rate control system, regardless of is the interest rate level or counts the rest method all to have the country to decide, regardless of how the country does adjust saves the loan interest rate, all fully considered commercial bank actual situation, maintains the reasonable advantage bad level throughout. Commercial bank's interest rate management is extremely simple, so long as gives according to the People's Bank the fluctuation scope carries out the national interest rate level then, the interest rate change is limited, the interest rate risk is controllable. In such situation, the bank management is inevitably passive. But in under the interest rate marketability condition, the intense market competition forces the bank either to use the price method, through raises the deposit interest rate, reces the loan interest rate to attract the customer; Either depends upon the high quality service, through the function innovation, the proct innovation, the technological innovation satisfies the customer. But this request commercial bank changes present the management, the method and the organization system.
4.Proposed the challenge to the commercial bank staff quality. Along with interest rate marketability reform advancement quickening, the interest rate risk enlarge, will strengthen to the future interest rate trend analyzes and forecast oneself will be very urgent. The state-owned commercial bank seeks the financial professional who needs one batch of this aspect high quality, not only these people must have the deep theory foundation of basic skills, but also must have the rich commercial bank practice experience, Both must thoroughly understand the domestic interest rate change the unlation condition, and must be skilled in the forecast interest rate change tendency. But the present state-owned bank lacks generally can promptly effectively the control and the circumvention interest rate risk tool and the interest rate risk management professional, to the interest rate trend development forecast, the risk recognition and control is weak.
四.The state-owned commercial bank should to strategy
Along with the interest rate marketability advancement, the interest rate is more and more big to the state-owned commercial bank's influence, in this situation, the state-owned commercial bank should seek positively should to the strategy.
1.Establishment finance proct fixed price system. In the interest rate marketability situation, whether does the commercial bank draw up a science reasonable fixed price system, has the nimble effective quoted price ability, the realization risk �? Between 20 income balances,
Is key which whether it does develop continually. In this process, must establish the effective comprehensive income reckoning system, the overall evaluation customer comprehensive income which brings to the commercial bank,The customer credit risk size, the loan deadline length is the interest rate risk size, as well as commercial bank's collection fund cost and the operation cost share and so on the aspect questions。
2.Increases the middle service proct development ability, the adjustment profit structure. After the interest rate marketability, the bank saves, the loan favorable difference reces, the profit level reces, and this request state-owned commercial bank must develop the middle service vigorously. The bank may while develop positively receives on another's behalf, pays on another's behalf and so on service, uses the commercial bank market main body qualifications fully, positively provides the proxy for other financial organ to distribute the bond, the silver card account transfer, the proxy insures, the fund trust, the broker manages finances, The property management, financial consultant, the investment consultation and so on, enhances the middle service to buy a girl child, on own initiative develops the low risk, the high income middle service new variety positively, promotes the bank large scale by this profit ability, promotes the bank sustainable development.
3.Establishes nimbly, the highly effective interest rate management organization, trains the interest rate managerial talent vigorously. According to the Bethel bank supervising and managing committee about the bank effective supervising and managing core principle request, under the interest rate marketability environment, various commercial bank must set up the specialized interest rate risk management department, manages and instructs the entire good interest rate work, Coordinates and coordinates inside and outside the bank to be connected the work. The interest rate control section's most important task is carries on the comprehensive interest rate sensitive tube on the bank asset debt level ; Exterior determination, internal advantage � The definite general headquarters to branch office's interest rate authorization, are responsible for staff interest rate risk management training and so on. In addition, but also should establish the high interest rate information communication channel, after the interest rate marketability, the commercial bank interior enhances greatly about the interest rate information transmission effectiveness, guarantees can transmit promptly general headquarters formulation each interest rate to commercial bank's any business mesh point, guarantees the commercial bank interest rate policy the unity.
4.Speeds up the state-owned commercial bank the property right reform. Stipulated according to "Law of corporation" that, the commercial bank belongs to the competitive profession, does not need to adopt the state-owned sole ownership property right, and does not have the legal barrier to its joint stock system transformation. To the state-owned commercial bank's property right reform, its concrete transformation form establishes the joint stock system commercial bank. The reality in China, in accordance with international practice, and graally achieve solely by the state to transform the state-owned holding company, and ultimately joint-stock limited companies, and establish corporate system of corporate governance institutions, the establishment of the right to operate, ownership and the right to supervise the separation of the framework, China's commercial banks to become real significance of commercial banks, do business operations.

字太多,發布下,你再見個問題吧,我回答。
率市場化與我國國有商業銀行對策

利率市場化的內涵

所謂利率市場化,是指金融市場資金供求雙方自主確定利率水平的利率決定機制的變遷過程。具體講,利率市場化是指中央銀行根據貨幣政策的需要調控基準利率,各商業銀行根據資金市場的供求變化自主調節存貸款利率,最終形成以中央銀行基準利率為引導,多層次、能夠充分體現資金供求狀況和反映中央銀行貨幣政策意圖的利率運行機制。利率市場化強調利率真實地反映資金成本與供求關系,靈活有效地發揮其經濟杠桿作用.

❼ 急求關於商業銀行個人理財產品營銷策略的英文文獻和翻譯。[email protected]

這種網路文庫有很多的

❽ 急!求關於市場營銷(最好是關於營銷策略的)的英文文獻2000字左右的,最好帶翻譯,在線等!

大家知道,企業管理包括生產管理、營銷管理和財務管理等多個方面,而財務管理是企業整個管理體系的核心,企業的財務管理目標即是企業追求的目標。可見,只有以財務管理為中心,協調運作管理體系的各個方面,才能有效地強化企業管理,促進企業發展。從全國來說,民營企業數量眾多、分布廣泛、特點各異,再加上受宏觀經濟環境化和體制影響,民營企業在加強財務管理方面遇到了一定的阻力,例如:政策的「歧視」使民營企業和大型企業不能公平競爭,地方政府、行業管理部門的干預,使民營企業的財務管理目標短期化,再主要的就是民營企業財務管理受業主的影響過大等一些主觀因素的存在,導致財務管理的重要性被忽視。所以,其財務管理中存在的問題也多種多樣,我認為,目前普遍存在的問題和原因主要有:
(一)融資困難,周轉資金不足,使財務管理成斷源之湖。
目前,我國民營企業初步建立了較為獨立、渠道多元的融資體系,但是,融資難、擔保難,仍然是制約民營企業發展的最突出的問題,主要問題是:第一,負債過多,融資成本高,風險大,造成民營企業信用等級低,資信相對較差。第二,大多數民營企業是非大型企業,有些銀行受傳統觀念和行政干預的影響,對其貸款不夠熱心。第三,中介機構不健全,缺乏專門為民營企業貸款服務的金融中介機構和貸款擔保機構。
分析其主要原因表現在兩個方面:一是金融業對民營企業的信貸支持不夠。我國金融系統從設置到服務項目,大都是以大企業為服務對象,民營企業的信貸服務往往被忽視。由於貸款難,生產經營過程中所需資金不足,極大制約了民營企業的發展。有的民營企業,雖存在暫時困難,但銀行一旦支持就能起死回生;二是民營企業的融資渠道單一,難以適應市場需求的變化。由於有的民營企業,在既得不到銀行的貸款支持,又不具有自我融資或向社會公開融資能力,無形中,加強企業財務管理也就成了一句空話,財務管理也就成了斷源之湖。
(二)財務控制薄弱,缺乏科學性,使財務管理舉步艱難。
大部分民營企業存在財務控制環節薄弱,而且對加強財務管理方面不夠重視,沒有從真正意義上理解財務管理在企業中的地位。主要問題有:一是資金管理不嚴,財務控制薄弱,造成資金閑置或不足。二是應收賬款周轉緩慢,造成資金回收困難。三是存貨控制薄弱,造成資金呆滯。四是重錢輕物,資產流失嚴重。
分析其原因主要是:一是有些民營企業認為現金越多越好,致使大量現金未參加周轉,有的是資金缺少計劃安排,過量購置不動產,而使企業無法應付經營急需的資金,陷入財務困境。二是沒有建立嚴格的賒銷政策,缺乏有力的摧收措施,應收款不能兌現或形成呆賬。三是很多民營企業月末存貨佔用資金往往超過其營業額的兩倍以上,造成資金呆滯周轉失靈。四是不少民營企業管理者,對原材料、半成品、固定資產等管理不到位,出了問題無人追究,資產浪費嚴重。分析以上原因,最重要的是因為企業上層領導財務管理觀念落後,缺乏科學性,在思想上沒有真正理解財務管理對做大做強一個企業所起到的作用,沒有將財務管理納入企業管理的有效機制中,缺乏現代財務管理觀念,使財務管理失去了它在企業管理中應有的地位和作用,舉步艱難。
(三)管理模式疆化,管理觀念陳舊,使財務管理暗然失色。
由於長期以來在思想上受到舊的財務制度的約束,企業管理人員的觀念比較滯後。主要問題有:一是企業的投資者同時就是經營者。二是企業管理者的管理能力和管理素質差,管理思想落後。
分析其原因主要是:民營企業典型的管理模式是所有權和經營權高度統一,企業的投資者同時就是經營者,這種模式勢必給企業的財務管理帶來負面影響,民營企業中相當一部分屬於個體私營性質,在這些企業中,企業領導者集權現象嚴重,並且對財務管理的理論方法缺乏應有的認識和研究,致使其職責不分,越權行事,造成財務管理混亂,財務監核不嚴,會計人員獨舟難行,想規范管理很難。大部分企業沒有或無法建立內部審計部門,即使有,也很難保證內部審計的獨立性。另外,有些企業沒有將財務管理納入企業管理的有效機制中,缺乏現代財務管理觀念,多數民營企業家尚未建立起諸如時間價值、風險價值、邊際成本、機會成本等科學管理的概念,由於管理模式疆化,管理觀念陳舊,使財務管理暗然失色,失去了它在企業管理中應有的地位和作用。
First, the privately operated enterprise the question and the reasonanalysis which exists in the financial control As everybody knows, business management including proctionmanagement, marketing management and financial control and so on manyaspects, but the financial control is the enterprise entire managementsystem core, enterprise's financial control goal is a goal which theenterprise pursues. Obviously, only has take the financial control asthe center, the coordination operates management system each aspect,can effectively strengthen the business management, the promotionenterprise develops.Said from the nation that, the privately operated enterprise quantitymultitudinous, distributed is widespread, the characteristicrespectively differently, in addition receives the macroscopiceconomic environment and the system influence, the privately operatedenterprise was strengthening the financial control aspect to meet thecertain resistance, for example: The policy "the discrimination"causes the privately operated enterprise and the major instry cannotthe fair competition, the local authority, the profession controlsection's intervention, causes the privately operated enterprise thefinancial control goal short-term, again is main is the privatelyoperated enterprise financial control owner's influence oversized andso on some subjective factors existences, causes the financial controlthe importance to neglect. Therefore, in its financial control existsquestion also many and varied, I believed, at present the universalexistence question and the reason mainly have: .
(1) financing difficulty, the revolving fund is insufficient, causeslake of the financial control Cheng Duanyuan. At present, the our country privately operated enterprise initiallyestablished has been independent, the channel many Yuan financingsystem, but, financed difficultly, to guarantee difficultly, still wasthe most prominent question which the restriction privately operatedenterprise developed, the main question was: First, is in debtexcessively many, financing cost high, risk big, creates the privatelyoperated enterprise credit rank low, helps the letter relatively to beworse. Second, the majority privately operated enterprise right andwrong major instry, some banks the traditional ideas and theadministrative intervention influence, insufficiently are warm-heartedto its loan. Third, the facilitating agency is not perfect, lacksspecially the financial facilitating agency and the loan guaranteeorganization which serves for the privately operated enterprise loan. Analyzes its main reason to display in two aspects: One is the financeinstry is insufficient to the privately operated enterprise's creditaid. Our country finance system from establishes to the serviceproject, mostly is take the big enterprise as the service object, theprivately operated enterprise's credit service is often neglected.Because the loan is difficult, in the proction management processneeds the fund to be insufficient, enormously has restricted theprivately operated enterprise's development. Some privately operatedenterprises, although exists temporarily difficultly, but the bankonce supports can bring back to life; Two is the privately operatedenterprise's financing channel is unitary, adapts the market demandchange with difficulty. As a result of some privately operatedenterprises, in both cannot obtain the bank the loan support, and doesnot have self- financing or to the social public financing ability,imperceptibly, strengthened the enterprise financial control also tobecome an empty talk, the financial control has also become mediateslake of the source.
(2) financial control is weak, lacks the scientific nature, causes thefinancial control to take a step difficultly. The majority of privately operated enterprises have the financialcontrol link to be weak, moreover to strengthens the financial controlaspect insufficiently to take, has not understood the financialcontrol from the true significance in enterprise's status. The mainquestion includes: One is the fund management is lax, financialcontrol weak, creates the fund to leave unused or to be insufficient.Two is the receivable account funds turnover is slow, causes the fundrecycling difficulty. Three, the inventory control is weak, createsthe fund delay. Four is re- Qian Qingwu, the property drainsseriously. Analyzes its reason mainly is: One is some privately operatedenterprises thought cash more the better, causes the massive cashesnot to participate in the turnover, some are the fund lacks the planarrangement, excessive purchase real estate, but causes the enterpriseto be unable to deal with the management urgently needed fund, fallsinto the financial difficult position. Two is does not have theestablishment strict selling on credit policy, lacks powerfullydestroys receives the measure, should receive money cannot cash orform the ll account. Three is very many privately operatedenterprises end of the month the goods in stock takes the fund oftento surpass its turnover above two times, creates the fund delayturnover to malfunction. Four is many privately operated enterprisessuperintendents, to management and so on raw material, half-finishedproct, fixed asset did not arrive, leaves question nobody toinvestigate, the property waste was serious. Above analyzes thereason, most importantly because the enterprise upper formationleadership financial control idea is backward, lacks the scientificnature, the untrue understanding financial control to does in thethought greatly makes the role which the strong enterprise plays, hasnot bought into line with the financial control the businessmanagement in the effective mechanism, lacks the modern financialcontrol idea, caused the financial control to lose it the status andthe function which should have in the business management, took a stepdifficultly.
3) management pattern boundary, manages the idea obsoletely, causesthe financial control to be dark however 失色. Because receives the old financial system since long ago in thethought the restraint, business management personnel's idea comparisonlag. The main question includes: One is at the same time enterprise'sinvestor is the operator. Two is the enterprise superintendent'smanagement ability and the management quality bad, manages the thoughtto be backward. Analyzes its reason mainly is: The privately operated enterprise modelmanagement pattern is the property rights and the operating righthighly unifies, at the same time enterprise's investors is theoperator, this kind of pattern inevitably will give the enterprise thefinancial control to bring the negative influence, in the privatelyoperated enterprise quite a part will belong to the indivial tooperate privately the nature, in these enterprises, enterprise leadercentralization phenomenon serious, and will lack the understanding andthe research to the financial control theory method which will besupposed to have, will cause its responsibility not to divide, exceedsauthority to handle affairs, creates the financial control chaotic,the finance will supervise the nucleus not to be lax, accountant thepersonnel alone boat difficult line, to think the standard managementwill be very difficult. The majority of enterprises not or are unableto establish the interior auditing department, even if has, also isvery difficult to guarantee the internal audit the independence.Moreover, some enterprises have not bought into line with thefinancial control the business management in the effective mechanism,lacks the modern financial control idea, the most privateenterpreneurs not yet establish such as scientific management the andso on time value, risk value, marginal cost, opportunity cost concept,as a result of the management pattern boundary, manages the ideaobsoletely, causes the financial control to be dark however 失色,has lost it the status and the function which should have in thebusiness management.

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This article through to the domestic commercial Banks marketing strategy, this paper further analysis of citic bank development course, and in marketing brand marketing characteristic and advantages and disadvantages, from proct, price, distribution, promotion four aspects of citic bank in banking summarized, and the strategic positioning of citic bank doing some prospects for future development.

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